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Money is Dumb

November 13, 2009

When I moved back to the United States in May, I applied for a Graduate PLUS loan to live off of while I was in school. My application came back denied, because it said that I had bad credit. I was a little shocked and called PNC Bank to find out what had happened.   My old car insurance agency, Safeco, had billed me $92.57 on my last month of insurance.   I never received that bill while I was out of the country and thus it went unpaid. This eventually made its way to a collection agency called IC Systems Inc., who put a big old spot on my credit report.

I do not even think I owed Safeco any additional money, but to file a dispute with Safeco would take a lot of time and in May I did not even have enough money to buy books so I was in need of my student loan. I paid $92.57 to IC Systems, plus an additional $25.00 for them to fax PNC Bank to let them know I paid.

They did and my loan went through.

Now it is November. I am running a little short on cash due to my move in August so applied for an extra $1000 to help me out until January. Guess what? I get denied because of a $92.57 Safeco problem on my credit report. AES can’t find the letter, nor can PNC Bank.

I called TransUnion credit reporting agency where they say they will investigate the $92.57 IC Systems Inc credit is equal to that of the $92.57 Safeco problem.

What is the status of my loan? Denied until further notice.

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Killed by our elected official’s impotence

October 28, 2009

Congressman Alan Grayson is running a chilling and very important site called Names of the Dead, that lists the names and tales of all of the people who have died due to a lack of adequate health coverage. If you have a story of someone please think about listing it.

http://namesofthedead.com

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Should I move my blog?

October 15, 2009

So I am going to start applying for jobs. Would it behoove me to move it to a different domain name and make joshferris.com a simply bio and resume?

What do you think?

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George Romero is so proud

October 7, 2009

http://www.post-gazette.com/pg/09280/1003609-100.stm

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Remember that the fiend mourned Frankenstein. Will ours mourn us?

September 29, 2009

Imagine a human society that started to make an artificial servant caste more human in almost every way. It should not be too diificult, the pages of novels, television, and film scripts are rife with the imagery. We have seen this world in almost every science fiction that has ever been written on the topic. What happens? The servant caste inevitably rises up and subjugates its creators. Whether, they are the cylons from Batttlestar Galactic; the NS-5 in I, Robot; or the Dr. Frankenstein fiend we humans always lose.

What causes the eventual uprising? Is it humanity narcissistic need to mold the abstract designed to work for us into our own image? Do we want to play God? Or is it just easier to assimilate non-human ideas by making them more human? I have no idea, but friends and foes are easier to comprehend if we think of them in the same fashion we think of ourselves.

Of course we do not have robots servants who are pining to take over. (Even if I am freaked out by the Snack Bot in one of CMU’s building). however, we moved into this world of subjugation long ago and now we we are in the crucial chapter where you want scream “kill it now, before it is too late.”

In 1886 the United States of America made a corporation into a human. By using the 14th amendment to the US constitution, which forbids a State to deny to any person within its jurisdiction the equal protection of the laws, they breathed life into the great abstraction of greed called capitalism. With the magic words “The defendant Corporations are persons,” our world changed over night. We made corporations into our own image.

Undoubtedly, a response to the rise in popularity of socialism during the nineteenth century, capitalism one upped everyone by becoming like you and I. As we all know, when a blogger gets a smidgin of knowledge, we like to go hay wire and postulate about problems far more complex than we are prepared to defend. Luckily I enrolled in an economics class this semester and I have had the opportunity to expand my knowledge from a smidgin to that of a dollop.

Corporations in the United States did everything that was expected of them for the first 100 years after their human birth. They were profitable, they tested their adolescent limits around 1929, responded to wars for a very profitable rebounds, and eventually encountered their nemesis: the actually working humans (labor movement) that make the world as strong as it is.

Annoyed by working persons, the corporations went looking for their guardians and when they found their Sobek they made him the President of the United States. Ronald Reagan protected his corporate leaders and allowed them to do something never thought possible. They got rid of the humans.

They made made the work force a variable input in the short run. That’s right, Econ 101! In the short run, labor is many times considered to be fixed. Now, what did the corporations call for? The fixed the labor hours as an input, but they made the number of workers variable. Can you imagine, we were taught for years that working was a good thing, and then all of a sudden they say you (human) are no longer needed. We can make money without you.

And they did, they squeezed blood from a stone. The corporations learned to walk and talk like humans and convinced everyone that they weren’t a necessary evil for society, they were merely necessary. Humans started losing jobs, and then they lost their savings, and then they lost their houses, and when humanity called on the government for help the government turned its back. It looked at humanity like it was a pathetic joke, something to scorn, something that seemed almost subhuman and when humanity begged for help the government helped the only humans it knew any longer. It helped the corporations.

And now we are at our last stand. Our government considers us with contempt and while being a person has been redefined the corporations have taken over. They run our lives, our government, and many times our ability to really think. However, I beg you that we must strain. It will hurt, but we must think hard, and think for ourselves and realize we are the humans. We deserve human rights, corporations do not deserve rights or any of the inherent beatitudes of humanity. These are ours and ours alone. Let’s strip the rights from these non-human corporations and begin to subjugate them to our will instead of living under its subjugation.